You might think that it is early enough to think about your home owner insurance once you bought your new home.
Really ?

So you go and buy a new house.
You calculated everything right down to the dime.
You max out your budget. After all you want the best house you can afford.

And now, you just moved in.
You call the insurance company.
They give you the quote.

And suddenly … you are over your budget.
Get an extra job ?
Just to pay the insurance ?

Maybe you should have checked earlier…